No need for cash, just use the iPhone

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Versatility. That’s the iPhone.

Almost all of the latest technology in the smartphone: eReader, video camera, GPS navigation system, music player, games console and even help edit your photos. But, if the iPhone could be a means to pay for your lunch?

Especially now rarely pay with cash. Credit cards have been in common use anywhere and anytime.

Now, some solutions to move the credit card to iPhone, iPod touch, or iPad, and even other smartphones.

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Square is a product that is already known. Small dongle that is connected to the headphone jack on iDevices or Android device. Merchants can be pulled swipe customer credit cards, convert account data into an audio signal.

With certain applications that have been provided the data is encrypted and sent to a server that is connected with the company’s Square that handle card-processing until the transaction is complete. Consumers sign the form on the touchscreen. Receipts can be sent digitally via email or SMS text.

That’s the advantage of using the headphone jack rather than the 30-pin connector. Dock only while a headphone jack for iDevices apply more universally. Square immediate release version of its application for Android.

In addition, using a 30-pin dock need standardization of manufacturing, testing, and certification of fair amount of time from Apple. Square also take into account the transaction can still be done when iDevices in-charge.

However, Square – including competitors GoPayment, Intuit Credit Card Reader, Mophie Marketplace, VeriFone’s PAYware Mobile, MagTek iDynamo, and others – no longer used at many merchants.

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